Posts Categorized: User Questions

I owe the DMV: If I file for bankruptcy, can I get my license back?

We received the following question from a user: I owe the Department of Motor Vehicles more than $10,000 in surcharges and, as a result, my license is revoked. If I file a bankruptcy, can I get my license back? Here’s what Jeff Jenkins had to say: Surcharges are presently dischargeable in either a Chapter 7 or a… Read more »

Is there any way to get a creditor to remove the “charge off” from my credit report?

We received the following question from a user: I received an offer from a creditor, the settlement amount is 40% of the total owed. Is there any way to get the creditor to remove the “charge off” (from my credit report) that they have already done on my account and replace it with “settlement/balance resolved/delinquent?… Read more »