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Chapter 13 Bankruptcy in NJ

Home » Chapter 13 Bankruptcy in NJ
Can bankruptcy help me with a house worth less than what is owed on the mortgage?

Can bankruptcy help me with a house worth less than what is owed on the mortgage?

by Jenkins & Clayman | Jul 5, 2019 | Chapter 13 Bankruptcy in NJ, Chapter 7 Bankruptcy

If you have a house that is worth less than what you owe to the mortgage company, you could certainly surrender the property as part of a bankruptcy proceeding whether it is a Chapter 7 or a Chapter 13. If you did this, you would be absolved of any personal liability...
Can my creditors sue co-signers (like my parents) on credit card debt, a car loan, or student loans?

Can my creditors sue co-signers (like my parents) on credit card debt, a car loan, or student loans?

by Jenkins & Clayman | Jul 5, 2019 | Chapter 13 Bankruptcy in NJ, Chapter 7 Bankruptcy

If you file a Chapter 7 there would be nothing to stop a credit card company from suing your parents as co-signers as they are responsible for the account, just as you are. The bankruptcy would take care of your liability on the debt and would discharge it, but it...
I owe the DMV: If I file for bankruptcy, can I get my license back?

I owe the DMV: If I file for bankruptcy, can I get my license back?

by Jenkins & Clayman | Jun 14, 2019 | Chapter 13 Bankruptcy in NJ, Chapter 7 Bankruptcy, User Questions

We received the following question from a user: I owe the Department of Motor Vehicles more than $10,000 in surcharges and, as a result, my license is revoked. If I file a bankruptcy, can I get my license back? Here’s what Jeff Jenkins had to say: Surcharges are...
Am I able to file for another Chapter 13 despite doing one recently?

Am I able to file for another Chapter 13 despite doing one recently?

by Jenkins & Clayman | Jun 14, 2019 | Chapter 13 Bankruptcy in NJ, User Questions

We received the following question from a user: I recently filed a Chapter 13, unfortunately I am not sure if my attorney did what he was supposed to do. In any event, my mortgage company has started to foreclose on my property. My question is, am I able to file for...

New Jersey Bankruptcy in 2015: Everything You Need to Know

by Jenkins & Clayman | Jan 6, 2015 | Chapter 13 Bankruptcy in NJ, Chapter 7 Bankruptcy, Collection Lawsuits, Credit Card Debt, Foreclosure, New Jersey Law, Student Loan Debt

Filing a bankruptcy is a big decision and it can be a little overwhelming. We’ve put together this list of all the important things you need to know so that you can make your decision with all the facts in 2015. Types of Bankruptcy There are two main types of...

Can I Discharge A Loan I Used To Start A Business In New Jersey?

by Jenkins & Clayman | Nov 10, 2014 | Chapter 13 Bankruptcy in NJ, Chapter 7 Bankruptcy, Small Business

At the end of the bankruptcy process, the debtor receives a discharge of her unsecured debts. This prohibits creditors from ever trying to enforce their claims against the debtor. Certain debts are not discharged, such as student loans, some taxes, child support, and...
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We have 5 offices located throughout Southern New Jersey including Audubon, Vineland, Atlantic City, East Brunswick, and Trenton. All numbers are toll-free to call. See what we can do to help you today.

Main Office

412 S Whitehorse Pike
Audubon, NJ 08106
Phone: (856) 546-9696

East Brunswick Office

646 State Route 18
East Brunswick, NJ 08816
Phone: (732) 733-6492

Vineland Office

120 N 8th Street
Vineland, NJ 08360
Phone: (856) 302-0449

Atlantic City Office

1125 Atlantic Avenue, Suite 536
Atlantic City, NJ 08401
Phone: (609) 385-0935

Trenton Office

1675 Whitehorse Mercerville Rd
Trenton, NJ 08619
Phone: (609) 301-5553

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